Just a heads up to my brothers...
The wife and I are in the process of buying a house. Something property defensible with suitable land here in Commifornia. (long story).
She found this apparently non-profit group called the MHAF, that on their website, claims to cover closing costs using donations from companies and such. Sounded like a good deal, so we engaged them.
Turned out to be a month of frustration and bullshit.
They "assign" you to a mortgage broker that you have to use. Ours was a punk ass bitch named Michael, who wouldn't return phone calls or emails, wouldn't answer specific questions like "What does this charge mean on the estimate you sent me?", and was rude to my lovely wife.
They "assign" you to a realtor who has completed "specialized training in handling VA loans and working with the MHAF". Ours was a nice enough lady that lives over 100 miles away, and doesn't know the rural area we're looking at. She also seemed really not-detail-oriented. Not exactly a star player.
They don't let you change out these people... you gotta use who they say.
They won't tell you how much the "gift" to help with closing costs will end up being. They answer almost not specific questions, and keep saying "it all depends" once you sign a contract for a house.
I've found very little info about them online, so I strongly suspect it's a marketing scam to get vets to just use a particular mortgage company.
If anyone has used them and had good results that weren't fraught with bullshit and/or hidden charges and false promises, please reply and let everyone reading this know they're good to go... otherwise I'm going to drop them like a bad habit and assume it's bullshit.
Just a heads up to my brothers, there always seems to be no shortage of civilians companies trying to take advantage of veterans.